Coverage is effective for purchases made on or after July 23, 2023.
You must have paid for the rental car with your Citi card and/or AAdvantage® miles. If the rental car company applied a discount or promotion of any kind, any remaining portion of the rental cost must be paid for with your Citi card and/or AAdvantage® miles.
In the United States, the coverage provided by the benefit is secondary, which means we’ll only cover the amount that’s not covered by any of your other insurance policies.
Outside the United States, the coverage provided by this benefit is primary, even if you have another insurance policy.