bob--I always book our insurance on Insure my Trip. Just go there and put in your information and what your needs are. It will bring up a huge list of policies. Then you can have them ranked cheapest to most expensive, if you like. For me, the nonrefundable part of the cost of the trip is usually very low, so, even though I get a comprehensive policy, I'm mostly getting it for the medical part of the policy. I would suspect most here are the same--if you literally couldn't go, probably you could get a full refund or transfer of your rooming cost (but maybe not, so check that out). Also, if you cancel a few days out, often you can get a refund of airfare to travel credit. Just look at your particular situation. But, Eric is the oldest and he is 70, so I wouldn't be surprised if the cost goes up pretty steeply, based on age. I haven't put in a fake age to check that out though. BUT! the older you are, the more you need it.
As far as medical evac, for us, a hospital in Miami is OK. If we had to be evacuated from anywhere, the closest suitable hospital to our house would probably be either Tampa or Orlando and either one of those is an hour and a half from home, so 3.5 hours to Miami isn't that different.
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