An underlying theme here is managing gaps and redundant coverage. We use SquareMouth (www.squaremouth.com) to find policies with the specific features we need. Zipling in Costa Rica versus pub crawling in London include very different risk profiles. I have no interest in buying cancellation or interruption insurance because it’s already bundled with one of our credit cards. SquareMouth lets us toggle on & off the features we want without paying for something we don’t need.

Brad