Your comment "but may cover all standard medical and emergency evacuation when you cannot get the required medical attention you need in SXM" may be subject to misinterpretation. I can tell you that (as a long time rep for a company providing medical evacuations) you MUST get to a hospital first for evaluation and emergency treatment. Before you can be evacuated by a proper, qualified company (mine is from Arizona), you must be declared "fit to fly" which says putting you on a plane will not endanger your health. And evacuations to the US now cost roughly $55,000 or more payable in cash in advance. That service is NOT normally provided in any health insurance policy. But if it is...check their fine print. For medical evacuations, it probably says they will "take you home OR TO THE NEAREST APPROPRIATE FACILITY" and their decision on the nearest appropriate facility may be the St. Maarten Medical Center, which is NOT home. Or they could drop you in St. Thomas or San Juan, both US territories. That's not home either. Home is where you live....big difference.
Jeff
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