|
|
|
Forums39
Topics40,039
Posts324,943
Members26,771
| |
Most Online4,031
Dec 15th, 2024
|
|
|
Posts: 547
Joined: February 2001
|
|
#97121
05/11/2016 06:51 AM
|
Joined: Mar 2006
Posts: 54
Traveler
|
OP
Traveler
Joined: Mar 2006
Posts: 54 |
Do any of you have any suggestions for the best trip insurance? We always travel with SkyMed for medical evacuation but are booking a more expensive crewed charter trip this time and want to have trip insurance as well. Thank you.
|
|
|
 .
|
|
|
|
Joined: Jul 2012
Posts: 559
Traveler
|
|
Traveler
Joined: Jul 2012
Posts: 559 |
insuremytrip.com
Seems like we always end up with Allianz. Last year I think the premium was $210 for four travelers/ 9 days and a total trip cost of about $10K. Be careful when you are rooting around - seems like there are two or three Allianz policies that appear to offer the same things but have different prices.
Life's short - sail more!
|
|
|
|
|
Joined: Aug 2000
Posts: 84,383 Likes: 23
Traveler
|
|
Traveler
Joined: Aug 2000
Posts: 84,383 Likes: 23 |
As the previous poster said, check out TTOL sponsor Insure My Trip. You compare coverages side by side and see which one fits you best. Book through the link here on TTOL and it doesn't cost you any more, but TTOL gets a small commission.
Carol Hill
|
|
|
|
|
Joined: Feb 2006
Posts: 932
Traveler
|
|
Traveler
Joined: Feb 2006
Posts: 932 |
Agree insuremytrip.com is a great site to compare policy terms and premiums. of almost every "trip Insurance" available. Regardless of whatever policy you pick make sure you fully understand the terms of coverage and that the policy covers the type of loss you wish to insure against as there are numerous different types of policies available. FYI - you can also contact one of their representatives who are extremely helpful to ask questions and to help you decide what policy fits your particular situation.
|
|
|
|
|
Joined: Apr 2008
Posts: 306
Traveler
|
|
Traveler
Joined: Apr 2008
Posts: 306 |
Be sure to check terms on medical evacuation. Most evacuate to nearest qualified facility, very few to facility of your choice near your home.
Tim
|
|
|
|
|
Joined: Aug 2000
Posts: 11,594
Traveler
|
|
Traveler
Joined: Aug 2000
Posts: 11,594 |
On medical evacuation that is where Skymed is the exception, they take you home.
Actually there have been some members that have used the services of Skymed and in all cases they reported exceptional service.
|
|
|
|
|
Joined: Jan 2008
Posts: 585
Traveler
|
|
Traveler
Joined: Jan 2008
Posts: 585 |
I get very good rates from AAA-Travel, just call your local agency…fast responses….I even bought a 6 month policy for med evac very reasonable (I travel bunches)
|
|
|
|
|
Joined: Feb 2002
Posts: 3,641 Likes: 2
Traveler
|
|
Traveler
Joined: Feb 2002
Posts: 3,641 Likes: 2 |
Already bought SkyMed and just now bought the trip insurance from CSA both through TTOL. NEVER want to use them!!
|
|
|
|
|
Joined: Jan 2016
Posts: 945
Traveler
|
|
Traveler
Joined: Jan 2016
Posts: 945 |
I will try to get name of one we used previous, but big advantage was that children under 18 were insured for free. Thus a charter boat and airfare for 4 at $10,000 may translate to 2 paid policy of $2500 each and 2 "free" for $2500 each. Again, the "devil is in the details". Review policies closely.
|
|
|
|
|
|
|
.
