We chartered a bare boat from Moorings in 2018, 48' cat, 2 couples. We hired a local captain and had an amazing time. Most of the anchorages are in cute towns with lots of food options. We would typically get BF and dinner ashore. For lunch, we would grab deli-type nibbles in town for wherever we stopped during the day sails. Point being, save the money one might spend on a full crewed charter and enjoy the local town offerings. Our captain was well connected and always able to secure us prime stern-to spots on the town quays. We found the croatian people to be very friendly and welcoming.