The Scotia Bank will dispense EITHER Dollars or Guilders. You're given a choice when you make your withdrawal. Choose carefully! <img src="http://www.traveltalkonline.com/forums/images/graemlins/Grin.gif" alt="" />
Personally, I think it's a hassle to have to go to an ATM, so we try to bring the amount of cash we think we'll need. That being said, we have run out a few times, especially when the restaurants were offering better deals for cash. It's good to know that you have a backup source of cash.