My guess as to claim being denied would be "failure to maintain the property". He went out without steerage (posting this) and went on an unauthorized mooring ball. I think this is why the insurance company went to see the mooring ball without checking the boat per him. I saw the video and assume if he or his counsel thought he had any case against the insurance company they would have done so since it is a much bigger number. If the insurance company paid the claim they would have dealt with the salvage company instead of him. It will be interesting to see his video about the insurance company....

As a charterer it is important to note and read the terms to include the red lined areas. I only read them first when our trips were cancelled due to Irma and Marie. On another thread we discussed Moorings new language about these areas and if you go there you are on the hook...