We used vacation rentals by owner and had a great house right on the beach, about 1/2 mile from a popular surfing spot (lighthouse). The house slept 11 of us and was about $900 for a week (this was 2008). It was not luxury except for location - it was right on the water and a short walk to town. The kids took surfing lessons one day, other than that we didn't participate in surfing activities so that's about all I can tell you.
Lann