I must say..I have had issues getting anything over a $20 bill changed many times. Another thing to consider..there was a spate of phony $100 bills coming to the BVI's, I heard from PR. I got caught with one given to me by a very prominent business on CGB. I tried to use it and it was revealed to be a fake and it cost me the $100 because I refused to pass it along..as the person who gave it to me suggested! Maybe that spate has gone but I use my Cap One card for everything I can and dollar bills for the few things I cannot