That's a great idea. Borrowing money from a bank may be difficult because there is probably not enough collateral. Selling stock even in small businesses would require some sort of legal registration, I would think. Not sure about Dutch and French legal requirements. Could be drawn up as a sort of venture capital arrangement where someone provides seed money in return for % of business. The lender assumes some risk hoping for a larger reward. Not quite a stock deal but not just pleading for money.

JMHO

Rick and Grace