TravelTalkOnline Forums Travel and Vacation Forums St. Maarten - St. Martin Liability Insurance

Too funny Todd!!!!

Yes, we know the law in France and we know the law in the Netherlands. It is up to each individual to decide if they are comfortable ASSUMING that there isn't some local law that doesn't override that. I'm not going to assume that ALL laws of either country apply exactly the same in their affiliates. I have no idea how those countries decide upon who has jurisdiction in each area. I'm thinking that there are other areas where the local law is different than that of France or the Netherlands so until I see a source in writing that applies to Sint Maarten and St. Martin I'm going to continue to pay these few $$ for liability insurance for my peace of mind. In the big scheme of things it is worth it TO ME. YMMV.

Hahaha. Good one.

Me too.

I may be wrong but I think Kenny has already responded that if you decline liability coverage the damage costs are on you.

I think he did too. Obviously it makes sense they are completely insured and try to recover a piece of that. We paid some kind of declinable insurance last winter at Hertz. Can’t remember if liability or collision. I was told if I didn’t pay it a deposit would be put on the card. As I didn’t want to eat up credit limit I took the insurance and they still charged me the deposit which was refunded after the trip.

So. Don't decline it and your still insured. Looks like a borderline scam to make more money on unsuspecting renters.

I rent from hertz all the time. If you want your CC to cover collision you have to decline theirs. Liability is automatically covered. I never worry about a hold on my CC as if I owe that close to my limits I shouldn't be on vacation in the first place.

No he hasn't but rather talked around it saying if you decline it its on you. Why would you decline it if its already there to be included. Makes no sense. I know a lot of posters here use him and stand by him but are paying for something you should not have to. Glad this was brought up and discussed to get this practice out in the open. A simple yes or no answer would be great as to the island laws regarding this from a company in the know.

This horse has been beaten enough.