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Dec 15th, 2024
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9 members (deliveryskipper, gracet03, MrEZgoin, VT_SXM, mark37, mollymouse, 3 invisible),
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Joined: Jan 2021
Posts: 15
Traveler
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OP
Traveler
Joined: Jan 2021
Posts: 15 |
Who are you all using for travel insurance that covers COVID?
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Joined: Mar 2012
Posts: 891
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Traveler
Joined: Mar 2012
Posts: 891 |
Our boat is with Moorings, I just got the Moorings travel insurance. Not sure that I really need it, but it was accepted last time.
M4000 "Lio Kai"
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Joined: Oct 2009
Posts: 775
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Joined: Oct 2009
Posts: 775 |
When you fill out the EHAS form for entry into St. Maarten, I do believe it is now mandatory that you buy $30 of covid insurance. You pay for it when you are submitting approval documentation.
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Joined: Nov 2006
Posts: 516
Traveler
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Traveler
Joined: Nov 2006
Posts: 516 |
I went on to Squaremouth and put covid coverage as a filter... then pretty much picked the cheapest one...Hoping it is OK... have not gotten much feedback on exactly what the coverage must say... this one says covid covered under trip cancellation and covid is covered under medical.....we don't go until March...
Trawick International is the name...
Last edited by macaroni; 02/04/2021 07:29 AM.
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Joined: Aug 2000
Posts: 84,002 Likes: 4
Traveler
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Traveler
Joined: Aug 2000
Posts: 84,002 Likes: 4 |
phillygirl--that is true of SXM, yes, but this is the BVI forum.
Carol Hill
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Joined: Mar 2017
Posts: 24
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Traveler
Joined: Mar 2017
Posts: 24 |
We bought ours through Travel Guard. Covers illness but not quarantine
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Joined: Dec 2018
Posts: 1,458
Traveler
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Traveler
Joined: Dec 2018
Posts: 1,458 |
Our boat is with Moorings, I just got the Moorings travel insurance. Not sure that I really need it, but it was accepted last time. was the insurance the one they build into the quote?
Last edited by bailau; 02/04/2021 02:50 PM.
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Joined: Nov 2006
Posts: 516
Traveler
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Traveler
Joined: Nov 2006
Posts: 516 |
We bought ours through Travel Guard. Covers illness but not quarantine Stevepoz- have you used it yet, uploaded it? Just curious if anyone has run into an issue with the type of insurance they get.
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Joined: Jan 2008
Posts: 434
Traveler
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Traveler
Joined: Jan 2008
Posts: 434 |
I saw something on one of the BVI Abroad Facebook page recently posted and saved it. Having not traveled there yet I cannot vouch for it but thought I would share it. www.auraassistance.comApparently they are approved by the Gov of the VI. Price is 9.75 USD a day and seems pretty comprehensive. While my health insc. covers me globally and for Covid (with lots of phone calls for approval of services for anything major), for 9.75 a day I would think about using this. My thought is that if its approved by the Government and I need medical assistance it may be easier to have that than deal w my heath insc. company.
Last edited by bagsarepacked; 02/04/2021 06:38 PM. Reason: I cannot type!
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Joined: Mar 2012
Posts: 891
Traveler
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Traveler
Joined: Mar 2012
Posts: 891 |
Our boat is with Moorings, I just got the Moorings travel insurance. Not sure that I really need it, but it was accepted last time. was the insurance the one they build into the quote? We are using owner time, so it may be a bit different. The insurance does appear on the invoice ( about $170 per person ). I upload that invoice both as proof of insurance and covid lodging. It may not be a great value, but it seemed easiest and it worked out in December.
M4000 "Lio Kai"
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Joined: Jul 2020
Posts: 556 Likes: 1
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Joined: Jul 2020
Posts: 556 Likes: 1 |
We got our travel insurance from Forbes/SquareMouth/Travel Safe. For basic coverage (excluding trip cancellation) is was $118 for two of us for 15 days. It was accepted by BVI This is the link I used to get a quote: https://www.squaremouth.com/22390-4195/axa-assistance-usa
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Joined: Nov 2006
Posts: 516
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Traveler
Joined: Nov 2006
Posts: 516 |
Did you just upload the 1 page policy info? Was Travel Safe the name of the Insurance Company that you used?
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Joined: Jul 2020
Posts: 556 Likes: 1
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Joined: Jul 2020
Posts: 556 Likes: 1 |
Yes, Travel Safe Insurance.
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Joined: Oct 2013
Posts: 692
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Joined: Oct 2013
Posts: 692 |
We just used our normal Blue Cross/Shield coverage and it was accepted. They are really just concerned with the medical insurance. If you get sick they want to know that your hospitalization will be paid for and that if their hospital can't handle you, you are covered to be flown elsewhere.
Sue s/v Ripple Leopard 40 ![[Linked Image]](https://www.tickerfactory.com/ezt/d/4;10730;128/st/20241104/e/sailing+the+USVI+BVI/dt/-2/k/e2d4/event.png)
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Joined: Oct 2009
Posts: 1,748 Likes: 3
Traveler
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Joined: Oct 2009
Posts: 1,748 Likes: 3 |
There are two questions: what will it take to get government approval to enter the territory, and what do you need to protect yourself financially. The first can be a letter from your medical insurer saying it covers you internationally. The second is more complicated, as there are a number of risks.
What happens if your pre-travel test is positive and you have to cancel your trip? Can your tickets be refunded or credited? What about your house or boat rental? If you test positive on arrival or prior to departure, can you afford to quarantine in a hotel (that may not be of your choosing)? What if you require medical evacuation? The answers to these questions will determine what insurance you need.
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Joined: Jan 2005
Posts: 1,460
Traveler
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Traveler
Joined: Jan 2005
Posts: 1,460 |
Allianz is s one insurer that has clear and explicit language describing their COVID-19 coverages including testing positive (asymptomatically) and incurring costs associated with the required quarantine.
I can also vouch for their extremely prompt and thorough service in an emergency. The questions raised above are all answered by their coverage…
Be aware that you do not always have access to Allianz and other excellent insurers using the comparison sites like Insure My Trip and Squaremouth…
[EDIT] We are using Trawick next year for their even higher medical/medivac limits. But we have a home and don’t need to worry about insurance covering any quarantine costs. But for great COVID-19 coverage and service we cannot recommend Allianz highly enough!
Last edited by crmoores; 09/07/2021 09:56 AM.
"Travel changes you. As you move through this life and this world you change things slightly, you leave marks behind, however small. And in return, life — and travel — leaves marks on you.”
-Anthony Bourdain
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Joined: Aug 2020
Posts: 51
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Joined: Aug 2020
Posts: 51 |
We used AuraAssistance in April and will again in October, I think it was about 9 dollars a day per traveler.
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Joined: Jan 2005
Posts: 1,460
Traveler
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Traveler
Joined: Jan 2005
Posts: 1,460 |
We are using owner time, so it may be a bit different. The insurance does appear on the invoice ( about $170 per person ). I upload that invoice both as proof of insurance and covid lodging. It may not be a great value, but it seemed easiest and it worked out in December.
That is very pricey as compared to the comp/medical policies we purchase…
"Travel changes you. As you move through this life and this world you change things slightly, you leave marks behind, however small. And in return, life — and travel — leaves marks on you.”
-Anthony Bourdain
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