Thanks for pointing "witch" out. Self correct isn't the best option sometimes. Walking away is simple but it also depends on what resort your involved with. A foreign resort has less rights than a domestic US owned resort to go after you. It all depends on what they are willing to do to collect and how much you regard your credit rating in the future. Paying the 200 would solve the issue and give peace of mind that it won't come back to bite you later.