bksm said:gd1147 said:
This coverage pays for all medical expenses for all parties involved in an accident up to the coverage limit and does follow NJ residents around the globe.
We have PIP in Florida too but it only covers occupants in the insured's car. Since it's called Personal Injury Protection in NJ also, I'd guess it doesn't cover others. That's what liability and/or bodily injury are for. Also, you should check the coverage limits. In Florida, the PIP max is $10,000 which may cover an aspirin and a band-aid in the ER.
.
We have up to $1 Million coverage however the standard policy is $250k. Yes it is not liability coverage which certainly changes the way I think going forward.
