We spent many great annual family vacations over 40+ years in SXM. We bought timeshares for most of that time but sold them a few years ago. Many times during those years we spoke to people that simply walked away from unwanted timeshares without any penalty. Often I would recommend that people read their original timeshare contracts. Most never did. We learned that most timeshare contracts originated in Netherland Antilles had no mention of any payment beyond the annual maintenence fee. People paid "exit fees", "transfer fees", "termination fees" that were not legally enforcible but resorts were able to get $ they should not have gotten with this bluff. Some resorts threatened to negatively post on credit reports. We learned that if that posting appeared it went away as soon as the timeshare holder disputed the post. Most credit agencies are not timeshare proponents.