Just because i have two cents to spare i will chime in. MY wife and i went to kokomo last year to check it out since we have been watching the development for a couple of years. The food and service was phenomenal, yes expensive but we enjoyed every bite of what we had. Didnt go in the water but could tell that you had to pick your spots but it is a beautiful beach for sure. Not a whole lot of shade but when the landscaping comes in it will be a prefect spot.
I would recommend this place to anyone anytime with no hesitation!