Yes agree with a cc dedicated to the “riskier” transactions…
We also use a checking/debit account that removes all ATM transaction fees from our monthly statement. We can spend several weeks to several months at a time abroad and use ATMs often…


"Travel changes you. As you move through this life and this world you change things slightly, you leave marks behind, however small. And in return, life — and travel — leaves marks on you.”
-Anthony Bourdain