" Personally, I decline any additional insurance and use a credit card that I know provides some coverage."
Good advice as many CC companies have done away with that coverage so best to make that call to them to varify if they do or not. I do it every year when I notify them of out of country travel plans. And yes, Hertz still includes the free Liability insurance in their quote.
Discover Card for one has discontinued just about all extra coverages that they used to offer.
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