I live in two places that are not cheap..Sonoma and Tortola. I think they are similar in dining etc costs.The one thing that pi$$es me off is sliding in a "service or tax" charge. I like to tip 20% but that kills it for me, I asked about the "tax"( we have none on food in the BVI) added onto a bill in Anegada.The girl( not knowing I lived on Tortola) swore to me it was a tax and not a tip.The cab driver finally intervened and told her she was lying.She was lucky to get 10% after that. The sad thing is that we have lost so many local places that used to be reasonable. Most disappeared after Irma and the ones that have been rebuilt have gone way up market. Sad for me. I love "Patricia's" on Smugglers Cove..great for..great prices and a real throwback to a better time for the BVI's..