hmmm, yes I can see losing that being a problem!

should I also rent a dinghy ladder? We are planning to do the Baths by car, but could be useful at the Indians and other snorkel spots. I am pretty fit but have never tried climbing back into a Zodiac from the water.

We are planning to carry a large amount of cash for mooring fees, restaurants, and incidentals. Pretty much to pay for everything there, as I have heard that credit card fraud is a problem so use it as little as possible. Does everyone just stash their cash somewhere below? My wife is worried about this. AFAIK people entering charter boats to steal while you are away is unheard of.