When I had COVID symptoms in December, the local urgent care charged a total of $843 but Medicare only paid them $246 with no additional cost to me.

When I went again after my 4th day home (as per NY guidelines), even though I had just passed a PCR test in SXM a week prior, they charged $718 and received $198 from Medicare.

Part of the scam is that they charge for both the lab and the NP. And if your antigen test is negative, they send an additional swab to the lab for a PCR test, even though the state does not require it. Said it was due to the number of false negative results from the antigen tests.

Thank god for insurance.