Pelican,
Friars Bay Beach Cafe has long been about my favorite beach for a higher end lunch and a swim. Yes, they did recently start charging for chairs (with cushions that they always charged minimally for....) and no - they don’t accept credit cards and their exchange is a tad on the high side. But all that said, in all the years we’ve been going there I’ve never been disappointed. Well, there was that Easter Sunday many years ago when we arrived early ahead of the island’s local crowd and got boxed in by all those who came behind us but we did eventually find a way to get out again! And yes, the road into Friars Bay Beach Cafe has deteriorated greatly but it’s still a personal favorite. The only caution I might give after our most recent visit is that sand/water shoes would really be an asset if you have even remotely tender tootsies.
Love place and always have. And there’s a good reason why so many island locals go out of their way to go there for lunch before heading back to their afternoons at work.