Youre right. Anything permanent is going to get swamped by surge every so often. So either be prepared and insured to rebuild or get mobile. Im thinking luxury air conditioned tents with doors on concrete/tiled slabs.

Build a shelter on higher ground or one on pilings near the boutique for putting away tents and mattresses and fixtures. Possible human shelter too.

Sounds dumb huh.......proper insurance and a second set of unassembled chalets in the U?S. Somewhere would be the quickest wat to rebuild...........but then you got the water, sewage and electricity factors.

They are smart, theyll figure it out i hope like they have before.